Insurance and why you need it•
Posted on March 04 2022
You’re driving in your car and BAM, you rear end someone. Thank goodness for that insurance. A client walks into your space and falls, breaking her hip… uhh oh you don’t have insurance. You’ve just put yourself at risk. Simply put. Every service provider needs insurance. This should be one of the first things you do when starting a business. Look at it as a benefit to your business, yourself and family.
Perhaps the most important kind of insurance, liability insurance. Accidents happen right? Protect yourself and your family. Make sure you have the right coverage in case of any incidents that may occur. It’s always important to think of the worst case scenario (not fun, but it must be done) when you’re a business owner. This type of insurance can be challenging to find, but it exists. It can also be costly, but if you don’t have coverage it could cost a lot more. Call around and speak to different brokers about your options.
Health, Disability and Critical Illness Insurance are all important for peace of mind.
Self care is vital to a thriving business. Health insurance allows you the freedom to take care of your mind, body, and soul with dental appointments, therapy appointments and much more.
Lastly, we know this one isn’t fun to think about, but in the case you are unable to work, Disability and Critical Illness insurance helps cover costs should you suddenly become ill and cannot work. This not only helps you, but helps your family and loved ones.
Plan ahead. You’ll thank yourself later.